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How to complete any HCFA-1513 online:
- On the site with all the document, click on Begin immediately along with complete for the editor.
- Use your indications to submit established track record areas.
- Add your own info and speak to data.
- Make sure that you enter correct details and numbers throughout suitable areas.
- Very carefully confirm the content of the form as well as grammar along with punctuational.
- Navigate to Support area when you have questions or perhaps handle our Assistance team.
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- After the form is fully gone, media Completed.
- Deliver the particular prepared document by way of electronic mail or facsimile, art print it out or perhaps reduce the gadget.
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Video instructions and help with filling out and completing Optum disclosure of ownership form
Hello hey this is Sean we're gonna go over how to fill out a seller's disclosure statement this is required whenever you put your house in the market and it's something that the seller has to do only so there shouldn't be any other ten marks on this sheet except missus or mister seller okay the rule about disclosure is if you are wondering whether or not you should disclose something you need to disclose it okay this is the number one reason people get sued in real estate is because the seller either forgot about it or they just didn't want to put it on there because I thought it would affect the sale unfortunately buyers have a way of finding they have a way of finding out what happens so maybe like a neighbor might come over and say hey mr. buyer you just moved in DJ did they tell you about that flood they had two years ago and then the can of worms comes up okay so anyway that's kind of the general rule now filling this thing out it's pretty self-explanatory but there's a couple tricky spots general information you know when did you require it the type of title so normally these days the the binder of the house or the abstract is registered with the city so typically if you do not have it in physical in your physical possession it will be registered at the city okay and then did you do title insurance when you bought the house this is a one-time fee that you would have paid it closing a lot of people do buy this it's usually wrong I don't know four to six hundred bucks you pay it at closing so you don't remember you can put unknown and just answer the questions is it suitable for year-round use and not its most homes are not manufactured that would be like a like a prefabricated home or one like that here just keep answering straight-up questions flood zone you would know if you had floods if it was in a flood zone because you would have to have flood insurance that would be on your policy and then answer questions about did you have any flood claims or flooding encroachments encroachments is maybe there is a neighbor's fence that is really technically on your property line and so that could be an issue that maybe needs to be address so if there's any special covenants rules maybe there's like a maybe your your house is in like a historical area where there's maybe some people may not be able to build a shed or something like that government requirements you would know hopefully you know if you're on like a like it said again if you're on a wetland and you can you can not touch it or something like that there's tons of ant scenarios that it could be easements an easement is a like basically.